About Protect

We have now extended our operating
hours from 8:00am to 5:00pm.


News - Protect: Severance and Income Protection benefits

Change to Redundancy Claim Payments

December 17, 2019

Protect is pleased to report we have recently obtained approval from the ATO to implement an improvement to the scheme. This will enable payments to be made to workers based on the event which caused their employment to terminate. If a worker is made redundant, a redundancy payment will be applicable. If a worker’s employment is terminated or the worker resigns, a termination payment applies.

This avoids the sometimes confusing arrangement requiring workers to permanently elect whether to have a termination or a redundancy account. This permanent election sometimes disadvantaged workers depending on their circumstances. From December 17, the ‘election’ will be removed and the circumstances will determine how the worker is paid.

Keep an eye on this website for a fuller explanation.

Firefighters Ambulance Cover

June 03, 2019

Workers who join Protect under the Firefighters Injury & Illness Cover receive an Ambulance Victoria Family Membership. So how does that work for existing members of Ambulance Victoria?

Existing should maintain your cover and renew a 12-month subscription before expiry.

Send your receipt together with your banking details to ATC via ufuforms@atcis.com.au and they will arrange for reimbursement. At that time you will also be reimbursed for the period of cover you paid for since signing with Protect.

If you currently have a 3 or 5 year membership, or have any further queries, please contact a Protect Field Team Officer for assistance on 1300 344 249.

Legislation Update and Senate Committee Submission

August 29, 2019

The Fair Work Laws Amendment (Proper Use of Worker Benefits) Bill 2019 is currently before Parliament, which will seek to regulate Worker Entitlement Funds such as Protect. The Bill has been referred to the Senate’s Standing Committee on Education and Employment. Protect has made a written submission to the Committee.

  Read more
What's new? Protect App version 2

July 29, 2019

In addition to increased user experience features, the latest update to the Protect Services App also includes a 'forgotten password' option and a 'membership card' display which effectively can replace your hard copy membership card.

If you are one of the 5,000+ members who have already downloaded our App, look out for the upgrade notification.

We require an initial registration for new users, call our Member Services Team on 1300 344 249 to have your account activated and then simply download from The App Store or Google Play.

Attention Employers

July 23, 2019

If you run a business that operates primarily in the building and construction industry, please be reminded that you are required to lodge a Taxable Payments Annual Report with the ATO where you have made payments to contractors for building and construction services.

Your TPAR should be lodged by 28 August for payments made in the 2019 financial year.

Tax free threshold rises

July 12, 2019

Every year the ATO sets a base limit for tax free payments from genuine redundancy accounts.

From 1 July this figure increased to:
$10,638 for the initial year, and
$5,320 for each full year of service with your employer.

This makes for significant savings for Protect members. Since, 2003, when we introduced our second severance account type - the GRA or Genuine Redundancy Account, we estimate to have provided our members with tax savings in excess of $75 million.

  Read more
Your statement is in the mail

July 10, 2019

Protect worker and employer members will receive statements in the mail over the coming days along with our newsletter ‘The Buzz’.

This edition features information about version two of the Protect App, a spotlight on the two different Protect severance accounts, updates from members, our associated unions and sponsors. Make sure you check it out.

We’re always looking for member feedback for use in our publications, share your experience with us via hello@protect.net.au

Online access for Protect CFA members

May 20, 2019

Automated messages enabling online and App access for our CFA members have begun rolling out, so please look for a text message and an email from us with your log in details.

The 'Protect Services' App is available for download at both Google Play and The App Store. Online access is reached through a secure section of our website. Find the 'worker login' on our home page www.protect.net.au

Online access enables those with income protection coverage such as our CFA members, to:

- check that employer payments are up to date
- update your contact details

Protect members with a severance account can also check on their account balance, employer contributions and lodge a claim.

If you're a Protect member and would like online access to your account please give us a call on 1300 344 249 and we'll set you up.

Happy International Women's Day

March 08, 2019

This year's IWD global theme of #BalanceforBetter is a call-to-action for driving gender balance across the world.

Many Protect women members are today’s trailblazers, working in traditionally male dominated industries, breaking down the barriers of gendered jobs.

If that sounds like you, email us at hello@protect.net.au so we can feature your profile in our newsletter. Participants will go in the draw to win a $200 voucher of your choice.

Check your mail!

February 01, 2019

Protect worker members will receive their 6-monthly statement in the mail over the coming days along with our newsletter ‘The Buzz’.

This edition features updates from our associated unions and sponsors, several member profiles and explores the growth of Protect across the Victorian firefighter industry. It’s a top read!

We’d love to hear about your experience with Protect.

Have you claimed against a severance account or had to access income protection?
Tell us your story via hello@protect.net.au